*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#172b3a;background:#f7f9fb;line-height:1.6}a{text-decoration:none;color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 24px}.narrow{max-width:900px}.brand img{width:64px;height:64px;object-fit:contain;border-radius:10px}header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #e5e9ee}nav{max-width:1180px;height:82px;margin:auto;padding:0 24px;display:flex;align-items:center;gap:30px}#nav{display:flex;gap:26px;margin-left:auto;font-weight:700;color:#102a43}#nav a:hover{color:#c79a45}#menu{display:none;margin-left:auto;background:none;border:0;font-size:26px}.btn{display:inline-block;border:0;border-radius:12px;padding:13px 21px;font-weight:700;cursor:pointer}.gold{background:#c79a45;color:#fff}.wa{background:#25d366;color:#fff}.light{background:#fff;color:#102a43}.hero{color:#fff;background:linear-gradient(120deg,#102a43f5,#163b5cf2),url('https://images.unsplash.com/photo-1523240795612-9a054b0db644?auto=format&fit=crop&q=80&w=1800') center/cover}.hero-grid{padding-top:78px;padding-bottom:78px;display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:center}.pill{display:inline-block;border:1px solid #ffffff35;background:#ffffff12;padding:7px 14px;border-radius:99px;font-size:14px}.hero h1{font-family:Georgia,serif;font-size:54px;line-height:1.1;margin:22px 0}.hero h1 em{color:#ddb56a;font-style:normal}.hero p{font-size:19px;color:#ffffffd9;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.checks{margin-top:22px;color:#ffffffbb;font-size:14px}.form{background:#fff;color:#172b3a;padding:28px;border-radius:24px;box-shadow:0 25px 70px #0005}.form h2{margin:0;color:#102a43}.form p{color:#627d98}.form input,.form select,.form textarea,.calculator input,.calculator select{width:100%;padding:13px;border:1px solid #dbe2e8;border-radius:10px;margin:7px 0;font:inherit}.form button{width:100%;margin-top:7px}.trust{background:#fff;border-bottom:1px solid #e6ebef}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:25px 24px;color:#102a43}.section{padding:80px 0}.pale{background:#f1f5f8}.eyebrow{color:#c79a45;font-weight:800;letter-spacing:2px;font-size:13px}.section h2,.cta h2{font-family:Georgia,serif;color:#102a43;font-size:42px;line-height:1.15;margin:8px 0 35px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cards article,.steps>div,.calculator,.faqs details{background:#fff;border:1px solid #e1e7ec;border-radius:18px;padding:24px}.cards article{transition:.2s}.cards article:hover{transform:translateY(-4px);box-shadow:0 15px 40px #102a4315}.cards b{font-size:28px}.cards h3,.steps h3{color:#102a43}.cards p,.steps p,section p,footer p{color:#627d98}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps strong{font-size:32px;color:#c79a45}.calculator{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;align-items:center}.calculator .total{grid-column:1/-1;font-size:22px;padding:18px;background:#f7f4ee;border-radius:12px;color:#102a43}.calculator .total strong{font-size:34px}.faqs{display:grid;gap:10px}.faqs summary{cursor:pointer;font-weight:700;color:#102a43}.faqs p{margin-bottom:0}.cta{padding:80px 0;background:#102a43;color:#fff;text-align:center}.cta h2{color:#fff}.cta p{color:#ffffffc7;max-width:700px;margin:0 auto 25px}.cta .eyebrow{color:#ddb56a}footer{background:#102a43;color:#ffffffb5;border-top:1px solid #ffffff15}.foot{padding:45px 24px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:35px}.foot img{width:64px;height:64px;object-fit:contain;border-radius:10px}.foot h3{color:#fff}.copy{text-align:center;border-top:1px solid #ffffff15;padding:18px;font-size:13px}.float{position:fixed;right:20px;bottom:20px;z-index:30;border-radius:99px;padding:14px 20px;font-weight:800;box-shadow:0 10px 30px #0004}@media(max-width:850px){nav{height:70px}.desktop,#nav{display:none}#menu{display:block}.hero-grid{grid-template-columns:1fr;padding-top:50px}.hero h1{font-size:42px}.trust-grid{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.calculator{grid-template-columns:1fr}.foot{grid-template-columns:1fr}}@media(max-width:560px){.wrap{padding:0 18px}.hero h1{font-size:36px}.hero p{font-size:17px}.trust-grid,.cards,.steps{grid-template-columns:1fr}.section{padding:60px 0}.section h2,.cta h2{font-size:34px}.float{right:14px;bottom:14px}.brand img{width:55px;height:55px}}
